Thursday’s Rates For Mortgages July 31st : Citi Bank


Citi offers home mortgages. Citi’s rates all went up just slightly. Their rates as of Thursday July 31st, 2014 are the following for each specified loan. For a 30 year fixed conventional loan the rate is 4.375%. The points are 0.250 and it carries a 4.481% APR.

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Their 15 year fixed conventional loan has a interest rate of only 3.625%. The points are 0.000 and it carries an 3.770% APR.

Citi also carries 5/1 ARM loans, 7/1 ARM loans and 30 year FHA fixed loans. The rates on these are all different.

The 5/1 ARM has an interest rate of 3.250%. The points are 0.875 and carries a 2.992% APR.

The 7/1 ARM 30 year has an interest rate of 3.375%. The points are 0.875 and an APR of 3.107%. The last rate is the 30 year FHA loan. It has an interest rate of 4.250%. The ponits are 0.875 and carries a 4.409% APR.



Christian Calvin mortgage Christian is a contributing writer for He is a graduate from the University of Tennessee with a degree in Communications and a concentration in Broadcasting. Christian has served as vice-president for a privately-held company for more than 20 years. Additionally, he has also applied his writing and business knowledge to various websites with a focus on business and sports news . . . both of which are passions. Christian enjoys playing golf and spending time with his family and friends.


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